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FHA Home Loans

What is a FHA Home Loan?

FHA loans allow for a purchase of a primary residence with a low down payment.

Insured by the Federal Housing Administration.

Benefits:

  • Low Down Payment

  • Less-than-perfect credit can be considered

  • Gifts

  • Higher Debt to Income Ratios

  • High Seller Paid CC

  • Downsides:

  • MI for Life of the Loan

  • Minimum Credit Score

    580